Payables Intelligence
What should we pay, when, and with what trade-offs?
Covers merchandise suppliers, store and promotional commitments, posted supplier credits and pending rebates. Only approved posted credits reduce the payable; pending credits are reviewed separately. The sample shows S$1.43M of obligations, S$0.76M proposed and 24 critical obligations that would miss a supplier or service window.
- Payment plan within unit reserves
- Supplier credits and rebates reviewed separately
- Critical windows highlighted
- Duplicates excluded
- Duration: 4–6 weeks for an outcome-based POC
How the AI works. The intelligence weighs every supplier payment against cash, entity reserves, supplier criticality, holds and early-payment discount terms, and proposes a payment run by week that never spends protected reserves. A predictive what-if tests receipts moving, holds being cleared, terms extended and discounts taken. It proposes; it does not release payments.
Each store or channel unit keeps its own cash and reserve.