Payables Intelligence
What should we pay, when, and with what trade-offs?
Covers raw materials, packaging and contract manufacturing, with supplier credit controls: only approved, posted supplier credits reduce the payable, and pending credits are reviewed separately. The sample shows S$1.33M of obligations, S$0.78M proposed and 18 critical obligations that would miss a supplier or service window.
- Payment plan within unit reserves
- Supplier credits and rebates reviewed separately
- Critical material windows highlighted
- Duplicate imports excluded
- Duration: 4–6 weeks for an outcome-based POC
How the AI works. The intelligence weighs every supplier payment against cash, entity reserves, supplier criticality, holds and early-payment discount terms, and proposes a payment run by week that never spends protected reserves. A predictive what-if tests receipts moving, holds being cleared, terms extended and discounts taken. It proposes; it does not release payments.
Each business unit's cash and reserve is preserved, and discounts are weighed against cover.